Blog
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OPCF 19 Explained: Why OPCF 19A Is Ontario’s Agreed Value Endorsement
The names OPCF 19 and OPCF 19A look almost the same, but they do very different jobs. That single letter matters when you insure a classic, collector, restored or modified…
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Historic Vehicle Plates in Ontario and What They Mean for Your Coverage
An Ontario historic vehicle plate is more than a finishing touch for a well-kept classic. It is a special registration status, and it comes with rules about the vehicle itself…
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Your Pre-Show Checklist: Insurance Edition
Before you trailer your classic to the next show, cruise-in, or club event, take five minutes to run through this quick coverage check. Most gaps show up here – not…
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5 Tips for Getting an Accurate Appraisal on Your Classic Car
An accurate appraisal is the backbone of an agreed-value policy. If the number is too low, you’re underinsured. If it’s inflated without documentation, a claim can get contested. Here’s how…
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Agreed Value vs. Actual Cash Value: What Collectors Need to Know
If you own a classic, muscle car, or restoration project, the single most important line in your insurance policy isn’t the premium – it’s the valuation method. Get this wrong,…