Whether you're the owner of a collector car dealership, museum, restoration shop or storage facility, you’ve invested a lot of time, effort and love into making your business successful. So protect your hard work with a great commercial policy that not only covers your unique insurance needs, but also doesn’t leave you vulnerable to any risk or challenges.

Business Insurance for Dealerships

Dealer-Owned and Consignment Coverage

Agreed value coverage for physical damage to vehicles owned by your dealership, or in your care, custody or control. In the event of a covered total loss, you or the vehicle’s owner is guaranteed to receive the full insured value, less any deductible or salvage value if the vehicle is retained.

Convenient Inventory Reporting

We give you options regarding how and when you report the status of your vehicle inventory.

Automobilia Coverage

Protection for automotive collectibles you sell or display in your dealership, including gas pumps, model cars, license plates, signs, mascots and more.

Non-Collector Car Coverage

We also offer coverage for non-collector cars used in your dealership business.

Additional Coverage Options

  • General liability
  • Building and property
  • Garage liability

Business Insurance for Collector Museums 

Agreed Value Coverage

Covers physical damage to vehicles owned by your museum, or in your care, custody or control. Vehicle owners guaranteed the full insured amount in the event of a total covered loss*.

Automobilia Coverage

Agreed value coverage for the collectibles you store or display. Includes gas pumps, license plates, model plates, model cars, mascots, signs and more.

Transit Coverage

You’re covered while transporting vehicles to shows, parades and events, and even when you’re just taking them out for a little exercise.

Added Coverage Options

  • General liability
  • Building and property
  • Garage liability
  • Garage keepers
  • Umbrella coverage
  • And more

*Any deductible and/or salvage value if retained by the owner will be subtracted from the total amount paid.

Business Insurance for Restoration Shops & Builders

Agreed Value Coverage for Client Vehicles

Affordable coverage for customer cars while in your care, custody or control through every stage of the repair, rebuild or restoration. In the event of a covered total loss, your client will be compensated for the agreed value at the time of loss, up to your policy limit*. (Includes the vehicle’s initial value plus your time, labour and materials to date.)

Transit Coverage

Protection during test drives, transit to other specialty shops, trailering to shows and delivery.

Show and Exhibition Coverage

Physical damage coverage for your clients’ vehicles when in your care, custody or control, including while finished cars are on display.

Tool Coverage

Coverage for employee-owned tools used in your shop, up to your policy limit.

Full Package of Options

  • General liability
  • Building and property
  • Umbrella coverage
  • Damage to customer auto
  • And more

*Any deductible and/or salvage value if retained by the owner will be subtracted from the total amount paid.

Business Insurance for Storage Facilities

Agreed Value Coverage for Customer Cars in Storage

Affordable liability coverage for your client’s vehicles in your facility. If a vehicle suffers a covered total loss, your client will receive the full agreed value at the time of the loss, up to your policy limit.*

Non-Collector Business Vehicle Coverage

You can add regular-use business vehicles to your policy.

Automobilia Coverage

Agreed value coverage for the collectibles you store or display, including gas pumps, license plates, model cars, mascots, signs and more.

Added Coverage Options

  • General liability
  • Building and property
  • Umbrella coverage
  • And more

*Any deductible and/or salvage value if the vehicle is retained by you or the vehicle’s owner will be subtracted from the total amount paid.

Do you have any questions? Give us a call at 1.800.461.4099 and we’ll help answer them.

Note: This is only a general description of coverages. All coverages are subject to policy provisions, exclusions and endorsements.